INCOME PROTECTION
What if 1% of each paycheck
could help protect 100%
of your income?
Your paycheck funds your mortgage, your savings, your lifestyle, and the plans you're building for the future.
Protect the paycheck that pays for everything else.
Coverage availability, benefits, and cost vary based on individual circumstances and underwriting.
You insure what your paycheck buys.
What protects the paycheck?
Home
Mortgage or rent
Lifestyle
Everyday expenses
Savings
Long-term goals
Family
The people who depend on you
Your ability to earn may be one of your largest financial assets. If an illness or injury prevented you from working, disability income insurance can help replace a portion of your income.
See My Options →What happens if the paycheck stops?
The bills usually don't.
You may still have:
Your financial plan works better when the income funding it is protected.
What is disability income insurance?
Disability income insurance is designed to provide a monthly benefit if a qualifying illness or injury prevents you from working.
Depending on the policy, that benefit can help you continue meeting your financial obligations while you recover.
Protect your income
Coverage can replace a portion of earnings when you are unable to work.
Protect your plans
You may be less likely to need to drain savings, sell investments, or interrupt long-term goals.
Protect your independence
Your financial life does not have to depend entirely on someone else stepping in.
Could protecting your income cost less than you think?
For some people, meaningful income protection may represent only a small percentage of each paycheck.
The actual cost depends on factors including age, occupation, health, benefit amount, waiting period, coverage design, and underwriting.
See what protecting your paycheck could look like.
No pressure. Start with a few basics.
Not ready to submit a form?
That's okay. Start with a short conversation to understand:
- How much of your income may need protection
- Whether your employer already provides coverage
- Where potential gaps may exist
- What individual coverage options may be available
Schedule a 15-Minute Income Protection Conversation
A conversation about your income — not an insurance sales pitch.
My role is to help you understand the financial risk, evaluate what protection you may already have, identify potential gaps, and determine whether additional coverage makes sense.
Johnathan Adler, CLTCP
Financial Planning
Northwestern Mutual
Products and services may not be available in all states. Availability is subject to individual licensing and state regulations. This page is for informational purposes only and does not constitute an offer or solicitation in any jurisdiction where such offer or solicitation would be unlawful.
Your paycheck protects your life.
Protect your paycheck.
See What Protection Could Look Like →Coverage availability, benefits, and cost vary based on individual circumstances and underwriting. Products may not be available in all states.